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Rural Health Information Hub

Community Supports for Rural Aging in Place and Independent Living

Older adults (those aged 65 and older) and people with disabilities have unique healthcare needs and often face challenges in meeting these needs. In addition, accessible housing, transportation, employment, educational programs, and specialized healthcare may be limited in many parts of rural America. The 2022 research brief Aging and Disability Services are Unequally Distributed Across the United States notes that rural counties are more likely to be aging and disability services deserts than urban ones. Community organizations, healthcare facilities, local governments, and other rural entities can help older adults and people with disabilities by collaborating and creatively using limited resources to provide needed services.

This guide includes information about home-based services and community supports available to support aging in place and independent living and discusses challenges for people receiving services and those providing them. For information related to services for veterans with service-related injuries, see Rural Veterans and Access to Healthcare.

Frequently Asked Questions

What are livable communities, and how do they facilitate aging in place and independent living in rural communities?

The National Council on Disability explains that a livable community “strives to maximize people’s independence, assure safety and security, promote inclusiveness, and provide choice.” AARP also notes that a livable community will “enhance personal independence; allow residents to remain in their homes and communities; and foster residents' engagement in the community's civic, economic, and social life.” As a result, the exact characteristics of livability will be unique to each community.

The terms “aging in place” and “independent living” describe different aspects of livable communities. People who want to age in place are those who want to remain in a place of their choice, typically one in which they have invested time and money, where they have an informal support network, and which holds fond memories for them. There are typically fewer housing options available in rural communities, making it difficult to downsize or find accessible housing. Also, home repairs or modifications may be necessary for an individual to remain in their community. Similarly, nutrition services may be necessary for adults who cannot safely cook for themselves. For more information on aging in place in rural communities, see the Rural Aging in Place Toolkit and Barriers to Aging in Place in Rural Communities: Perspectives from State Offices of Rural Health.

The term independent living can simply refer to an arrangement in which people with disabilities or older adults live in a community rather than in an institutional setting. Interpreted more broadly, it is a philosophy which promotes the idea that people with disabilities have the same civil rights as people without disabilities and should make their own decisions about how they will live, work, and participate in society in the least restrictive environment. This approach focuses on ensuring that communities meet the needs of all people who live there.

Universal design principles should be considered when designing rural infrastructure. Universal design goes beyond meeting accessibility standards and seeks to address usability concerns for people of all ages and abilities throughout the entire design of a building or community. Curb cuts are one example of universal design. Originally designed to improve access for individuals with mobility and visual impairments, curb cuts also assist cyclists, families with strollers, and travelers with luggage, among many others.

By embracing the concepts of aging in place, independent living, and universal design, communities can help individuals remain and thrive in their homes or community setting of their choice, no matter their age or ability. For information on evidence-based and promising models and resources to support organizations and communities in creating rural livable communities, see the Rural Aging in Place Toolkit and Ensuring Age-Friendly Public Health in Rural Communities: Challenges, Opportunities, and Model Programs.

What types of services and supports can help rural residents age in place and live independently, and who delivers these services?

Older individuals and people with disabilities may experience physical and cognitive limitations and need to rely on others for help with activities of daily living. This can be particularly challenging in rural areas. Home and Community-Based Alternatives to Nursing Home Care notes that a wide range of services can help individuals live independently. Types of services that can support aging in place and independent living include, but are not limited to:

  • Care coordination – A care coordinator may make referrals to healthcare providers; help individuals schedule appointments or pick up medications; refer patients to community partners for services and resources; and manage the exchange of information between the patient, providers, and social services organizations. For examples of care coordination programs, see the Rural Care Coordination Toolkit.
  • Home health – Medical services prescribed by a physician, which can be important for people who need short-term help after being discharged from the hospital, or who have chronic medical conditions or disabilities. See the topic guide on Rural Home Health Services for additional information on these services.
  • Home maintenance and modification – Older adults and individuals with disabilities often have limited budgets, underscoring the need for affordable, accessible housing. Life Starts at Home: Exploring How Housing Impacts Participation for People with Disabilities highlights how the accessibility and usability of housing impacts a person's participation within the larger community. Additionally, AARP's 2018 Home and Community Preferences Survey: A National Survey of Adults Age 18-Plus, a Look at Rural Communities notes that 73% of rural adults surveyed want to remain in their communities and homes as they age. However, 40% of rural adults also report that they will need modifications to their home to meet aging-related needs. For more information, see Approaches for Improving Rural Housing Affordability in the Social Determinants of Health in Rural Communities Toolkit.
  • Nutrition services – Services can range from delivering meals to frail, homebound, or isolated individuals at home to providing meals in congregate settings like community centers. Nutrition service providers may also offer nutrition-related services, such as nutrition education and screening, nutrition assessment, and counseling. For more information, see the Rural Hunger and Access to Healthy Food topic guide.
  • Personal care – Assistance with Activities of Daily Living such as help with bathing, toileting, dressing, eating, and grooming.
  • Respite care – Temporary relief of caregiving duties by having someone else provide care for a short time. Respite is particularly helpful for caregivers who are dedicating a substantial amount of their time, energy, and/or money to take care of their loved one. For more information on respite care, see the Caregivers and Caregiver Well-Being section of the Rural Aging in Place Toolkit.
  • Support services – This includes activities such as housekeeping, help with shopping, laundry, and yard work. Some businesses will deliver needed items free or for a small charge.
  • Transportation – Reliable transportation allows people in rural areas to get the healthcare and other services they need and enables them to buy nutritious food and other items that promote good health. For more information, see the Transportation to Support Rural Healthcare topic guide and the Rural Transportation Toolkit.

Family caregivers, community business and nonprofit organizations, paid home care workers, senior centers, tribal organizations, and volunteers can all provide help to people in rural communities. However, home health services, which are specifically medical in nature, must be provided by skilled medical professionals.

The 2023 report Helping Older Adults Age Well in Rural America highlights service providers and policies aiming to support older adults in rural communities. The National Academy for State Health Policy's 2019 Toolkit: State Strategies to Support Older Adults Aging in Place in Rural Areas describes a variety of state initiatives designed to help older rural adults remain in their communities. SASH® (Support and Services at Home) utilizes affordable housing communities throughout Vermont to provide care and services to older adults and individuals with disabilities and promote independent living. CAPABLE (Community Aging in Place – Advancing Better Living for Elders) is a home visiting program helping low-income older adults age in place. Implementation of this program in rural areas is described in the Rural Monitor article National Program Helps Older Adults in Rural Maine and Hawaii Feel More CAPABLE. For additional examples of home-based services and community supports in rural communities, see the Rural Aging in Place Toolkit.

What other services and supports might people with disabilities need to live successfully in a rural community?

People with disabilities may use some of the same services and supports as older adults to be able to live independently in rural areas. However, rural residents with disabilities may also benefit from other services and supports.

Children with disabilities may require additional services and supports in the school setting. Federal law entitles children with disabilities to free appropriate public education (FAPE). However, Prevalence of Children Aged 3-17 Years With Developmental Disabilities, by Urbanicity: United States, 2015-2018 reports that while rural children are more likely to be diagnosed with a developmental disability than urban children, they are less likely to use educational services. The 2023 article Rural Inclusive Education for Students with Disabilities in the United States: A Narrative Review of Research underscores that rural schools may not have access to the resources needed to support students with disabilities.

Beneficial services and supports continue into adulthood. For example, a person with a disability may experience pain and other secondary conditions that may make it difficult to hold a job. As a result, people with disabilities may need specialized training or rehabilitation services or other assistance to overcome barriers to employment or pursue self-employment. The Farm Assessment and Rehabilitation Methods (FARM) Program is one example of a program designed to help disabled farmers continue or resume farming or find an alternative agricultural occupation.

People with disabilities may also need assistance connecting with community services and supports as they transition from a facility back into the community or as they transition into adulthood. Centers for Independent Living (CILs) provide individuals with disabilities with services to help them live independently, including referrals, independent living skills training, and peer counseling. CILs can also offer additional services, including job search support, assistive technology information, and housing option counseling.

People with disabilities and functional limitations also require additional supports in emergency situations. Individuals who are hard of hearing may not hear sirens or other audible alerts, while those with vision impairments may not see flashing lights or other signals. In an emergency, people who use assistive technologies or durable medical equipment may need access to back up sources of power. Additionally, people with functional disabilities may need accessible transportation options or shelters if evacuation is necessary. For information on preparing and responding to emergencies in rural communities, see the Rural Emergency Preparedness and Response topic guide.

For more information on rural living for people with disabilities, listen to the Exploring Rural Health podcast episode Supporting People with Disabilities in Rural Communities, with Rayna Sage and Catherine Ipsen.

Why is it important for people living in rural areas to have access to home-based services and community supports?

Older adults and people with disabilities living in rural areas, like their urban counterparts, typically prefer to live in their own homes, rather than in assisted living facilities or nursing homes. While they may be able to thrive in the community, older adults and individuals with disabilities may also need some assistance in carrying out key everyday activities such as bathing or cooking.

In addition to aiding with activities of daily living, home-based services and community supports can reduce social isolation. The 2023 advisory Our Epidemic of Loneliness and Isolation: The U.S. Surgeon General’s Advisory on the Healing Effects of Social Connection and Community notes that social isolation has been linked to poor health outcomes and increased healthcare spending. Further, the report states that people at highest risk of loneliness and isolation include people with disabilities, older adults, and potentially rural residents. The National Academies of Medicine 2020 report Social Isolation and Loneliness in Older Adults: Opportunities for the Health Care System documents the detrimental impact of social isolation and loneliness on the health of older adults. Differences in Social Isolation and Its Relationship to Health by Rurality highlights that while older adults in rural areas report larger social networks than their urban counterparts, they experience increased risks of social isolation and loneliness.

As a result, rural areas may need to provide additional services and supports to help older adults and people with disabilities remain included and active in community life. Older adults and people with disabilities may also face additional challenges in rural areas related to:

  • Transportation to medical appointments, grocery shopping, and other essential and leisure activities
  • Housing quality and affordability, including how to pay for needed repairs, modifications, and assistive technologies that would allow them to continue to live safely in the home
  • Availability of home-based services and community supports in their communities that will allow them to live independently at home
  • Paid caregiver workforce shortages
  • Support for caregivers to prevent feelings of isolation and burnout

Meeting the Social Needs of Older Adults in Rural Areas demonstrates how home-based services and community supports can foster social connections as well as connect residents with services that promote health and wellness. For more information on the impacts of social isolation, see Social Isolation and Loneliness Among Rural and Urban People with Disabilities or listen to the Exploring Rural Health podcast episode Rural Social Isolation, featuring Carrie Henning-Smith.

For examples of rural and other social engagement programming for older adults, see the engAGED Social Engagement Innovations Hub from the National Resource Center for Engaging Older Adults.

What resources are available to find services for older adults and individuals with disabilities who wish to remain in their homes?

The National Institute on Aging's Aging in Place: Growing Old at Home offers suggestions for planning ahead to stay at home, lists the kinds of supports that may be needed, and offers contact information for various agencies and programs that can provide help and guidance. It notes that resources can include:

  • Friends, family, and neighbors
  • Community businesses and nonprofit organizations
  • Geriatric care managers
  • Senior centers
  • Area Agencies on Aging
  • Tribal organizations
  • Federal, state, and local government resources

The World Health Organization (WHO) defines age-friendly environments as ones that “are free from physical and social barriers and supported by policies, systems, services, products, and technologies that:

  • Promote health and build and maintain physical and mental capacity across the life course; and
  • Enable people, even when experiencing capacity loss, to continue to do the things they value.”

WHO also notes that age-friendly policies anticipate and respond to aging-related needs and preferences, reduce inequities, and promote older adults' inclusion and contributions in all areas of community life, among other things.

Centers for Independent Living (CILs) are community-based, consumer-controlled nonprofit organizations funded by the Administration for Community Living (ACL) to provide adults with disabilities a range of services to promote independent living. While CILs can offer additional services, they are required to provide information and referral services, independent living skills training, peer counseling, and services that facilitate transition from nursing homes and other institutions to the community. ACL maintains a state-by-state list of Centers for Independent Living.

The Grantmakers In Aging publication Guiding Principles for the Sustainability of Age-Friendly Community Efforts notes that “Champions for age-friendly communities can be found in neighborhoods, elected offices, non-profit organizations, universities, and businesses.” Churches and local nonprofit organizations may be helpful in providing services or referrals. Age-Friendly and Dementia-Friendly Winnemucca and Humboldt County describes how the rural community of Winnemucca, Nevada, worked to create an age-friendly and dementia-friendly community that expanded to Humboldt County.

The National PACE (Programs of All-Inclusive Care for the Elderly) Association supports and promotes programs that provide comprehensive medical care and community-based services to help older people live as independently as possible for as long as possible. The Rural Services Integration Toolkit highlights the work of Senior CommUnity Care (Delta and Montrose Counties, Colorado), an example of a rural PACE program. Bluestem PACE serves multiple rural counties in Kansas, as featured on the Health on the Plains podcast. For a list of currently operating PACE centers, search Find a PACE Program in Your Neighborhood. To learn more about challenges with and recommended policies for providing PACE programs in rural areas, see Bipartisan Policy Center’s 2022 report Improving Access to and Enrollment in Programs of All-Inclusive Care for the Elderly (PACE) and the National Advisory Committee on Rural Health and Human Services 2023 report Programs of All-Inclusive Care for the Elderly in Rural America: Policy Brief and Recommendations to the Secretary.

The Eldercare Locator, 1.800.677.1116, provides access to state and local Area Agencies on Aging, as well as community-based organizations and services addressing a range of concerns, including housing, transportation, elder abuse prevention, and more. Churches and civic groups may also be able to make referrals to local sources for services.

What are the workforce and training challenges related to providing home-based services and community supports?

The 2023 report Research Insight: How Do Workforce Challenges and Strategies Vary Across Area Agencies on Aging found that the rural Area Agencies on Aging (AAAs) surveyed faced challenges with having strong applicant pools (84%), staff burnout due to workload (77%), offering competitive wages (74%), and staff shortages (73%). State Solutions to the Home Care Workforce Crisis in Rural America notes that many workers providing home-based services in rural areas work only part-time, earning less on average than workers in urban areas. According to the report Preventing Caregiver Turnover, low wages are a major factor in the high turnover rate among home care workers. This results in a heavier workload for employees who do remain, and creates losses in productivity, morale problems, and a lack of care management. Caregiver Needed: How the Nation’s Workforce Shortages Make it Harder to Age Well at Home reports that workforce challenges have resulted in 64% of AAAs delaying the start of services for individuals, 69% increasing the size of staff caseloads, and 60% starting or extending waitlists for services. Workforce shortages are not distributed equally, even within rural areas. Personal Care Aides: Assessing Self-Care Needs and Worker Shortages in Rural Areas found that the need for personal care aides is highest in the South, a region where residents are more likely to be older or need assistance with self-care.

As more healthcare for people with multiple chronic conditions takes place in the home, the care provided in the home becomes more complex and requires additional skills. As described in the Government Accountability Office report Medicaid Home- and Community-Based Services: Selected States' Program Structures and Challenges Providing Services, providers may need specialized behavioral health training to provide quality services in challenging settings.

For strategies to increase the rural workforce offering home-based services and community supports, see Strengthening the Direct Service Workforce in Rural Areas.

What does a lack of home-based services and community supports mean for older adults, people with disabilities, and their families?

Caregiving in the U.S. 2020, a report from AARP and the National Alliance for Caregiving, offers a national profile of unpaid family caregivers for rural adults. Notably, family caregivers of older adults living in rural areas often do not live in a rural area themselves and continue to work while serving as a primary caregiver. The report also highlights that caregivers are likely to find it difficult to find available, affordable services in rural communities.

The report Transportation, Distance, and Health Care Utilization for Older Adults in Rural and Small Urban Areas notes that people who do not have access to reliable transportation are more likely to delay getting needed healthcare or forgo it entirely. This can result in a need for emergency care or a hospitalization that could otherwise have been avoided. For more information on the consequences of a lack of transportation for rural residents who have disabilities or are older, see the Transportation to Support Rural Healthcare topic guide.

Rural people who are unable to find necessary supports in their community may have little choice but to relocate to a nursing home. According to the policy brief Are Rural Older Adults Benefiting from Increased State Spending on Medicaid Home and Community-Based Services?, rural Medicaid beneficiaries were more likely to use skilled nursing facilities than urban Medicaid beneficiaries. Similarly, Rural Long-Term Services and Supports: A Primer describes how rural residential care facilities, such as assisted living facilities, serve populations with more diverse needs than facilities in urban areas. This may reflect that there are few long-term care options in rural areas, in addition to the possible lack of other support services in the community. The 2021 report Trends in Nursing Home Closures in Nonmetropolitan and Metropolitan Counties in the United States, 2008-2018 found that 10.1% of rural counties are considered nursing home deserts. For more information see the Rural Long-Term Care Facilities topic guide.

How can home-based services and community supports help caregivers?

The August 2019 publication Supportive Services and Caregiving for Rural Adults: Policy Brief and Recommendations to the Secretary from the National Advisory Committee on Rural Health and Human Services (NACRHHS) notes that nearly 44 million family and friends serve as unpaid caregivers to older adults and individuals with disabilities each year. According to the Centers for Disease Control and Prevention, one in four rural adults provide care or assistance to a friend or family member with a health concern or disability. Over half of these caregivers have provided care for over two years, and 30% spend at least 20 hours per week providing care. As a result, caregivers can incur psychological, physical, and financial stress when caring for another individual. For more on the experience of caregivers, see Caring for Medicare Beneficiaries at Home: Experiences and Priorities of Family Caregivers.

Home-based services and community supports can benefit friend and family caregivers as well as patients. For example, reliable, accessible transportation services can allow caregivers to maintain regular work hours with the peace of mind that their loved ones can visit grocery stores, attend community centers, or travel to medical appointments. The Missouri Rural Health Association's HealthTran program coordinates non-emergency medical transportation for individuals who need routine and preventive medical care. Similarly, adult day centers provide supervised care to dependent adults, relieving caregivers from attending to their family members continuously throughout the day.

The Administration for Community Living’s 2022 National Strategy to Support Family Caregivers serves as the federal roadmap for increasing support to caregivers, noting that rural caregivers are often without the home-based and community supports they need. The Strategy includes both planned action by the federal government and recommendations for states, communities, and other groups to increase support to caregivers. offers a resource guide for government officials, funders, businesses, and communities aiming to carry out actions recommended by the Strategy.

The policy brief Perspectives on Rural Caregiving Challenges and Interventions examines strategies for supporting caregivers. Key informants noted that increased financial support and expanded access to resources would all be beneficial for caregivers. On a local level, the following strategies are helpful:

  • Increase awareness of caregivers' needs through workplace programs and churches
  • Provide infrastructure to enable rural families to more easily access technology services
  • Offer training to caregivers, so that they will feel more prepared and confident in their ability to help loved ones
  • Improve Medicaid services
  • Expand family leave policies and economic incentives for caregivers
  • Offer screening for caregiver depression and isolation

The 2019 Milbank Memorial Fund report In Support of Family Caregivers: A Snapshot of Five States notes that as demographics change and the country has a larger percentage of older Americans, there will be a need for public policies to support family and unpaid caregivers. For example, the Maine housing administration provides up to $3,800 in tax credits for home modifications for older adults, and Minnesota used grant funding from its Live Well at Home program to partner with Chicago REST (Respite Education Support Tools) to increase the availability of respite care for caregivers.

Respite is a valuable support to family caregivers as it gives them temporary relief from their duties while someone else provides care. ARCH National Respite Network helps develop quality respite programs across the country and helps families locate these programs. They have a directory of State Respite Coalitions & Lifespan Respite Grantee Contacts as well as National Respite Locator Service to help family caregivers connect with respite services.

The Administration for Community Living offers the National Family Caregiver Support Program (NFCSP) which funds supports for caregivers such as respite care, support groups, and supplemental services to help family and caregivers care for older adults in their homes.

Resources for Caregiving in Rural Communities gives descriptions and contact information for several national and state-level programs that provide services.

For more information on the challenges and opportunities caregivers experience in adopting technology to aid their caregiving efforts, read the Rural Monitor article Informal Caregiving and Technology in Rural America.

What is the Medicaid Home and Community-Based Services Waiver Program?

In the past, long-term care services funded by Medicaid were delivered in nursing facilities or other institutions. However, Medicaid's home and community-based services waivers (HCBS or 1915(c) Waivers) allow states to develop programs to meet needs of Medicaid beneficiaries who want to remain in their own homes or communities. States can apply for multiple waivers to tailor programs and services to specific groups identified by age or diagnosis. Waiver programs must:

  • Show that the services provided under the waiver will not cost more than the same services provided in an institution
  • Ensure that people's health and welfare will be protected
  • Establish standards for providers to meet the needs of the participants
  • Develop and follow a plan of care that is individualized and person-centered

Key State Policy Choices About Medicaid Home and Community-Based Services highlights the variation in how these services are provided at the state level. Are Rural Older Adults Benefiting from Increased State Spending on Medicaid Home and Community-Based Services?, a 2016 report from the Maine Rural Health Research Center, examines how urban and rural older adults utilize these services differently.

For more information, see Medicaid's Home & Community-Based Services 1915(c).

What other funding opportunities are available for rural home-based services and community supports?

Local agencies such as Area Agencies on Aging, Aging and Disability Resource Centers, Centers for Independent Living and nonprofit or faith-based organizations are often the best funding sources for rural in-home services. For a list of grant programs and organizations that have funded activities to support aging in place and independent living, see the Funding & Opportunities section of this topic guide.

What are some food and nutrition programs for older adults in rural communities who spend most of their time at home?

The Administration for Community Living's Administration on Aging administers the Nutrition Services Program, which provides grants to states to promote nutrition services programs for older adults. These include:

  • Home-delivered meals
  • Meals served in group settings, such as community centers
  • Grab and go meals
  • Nutrition screening
  • Assessment
  • Education
  • Counseling

The programs are intended to reach people age 60 and above who have the greatest social and economic needs. Section 339 of the Older Americans Act of 1965 allows nutrition services programs the ability to also serve spouses of any age, people who provide volunteer services during meal hours, and people with disabilities. Priority is given to the following groups:

  • Older adults with limited incomes
  • Members of minority groups
  • Older adults in rural areas
  • Older adults who have limited proficiency in English
  • Older adults at risk for needing institutional care

According to the Administration on Community Living (ACL), “home-delivered meals are often the first in-home service that an older adult receives, and the program is a primary access point for other home and community-based services.” A 2015 research brief, Older Americans Benefit from Older Americans Act Nutrition Programs, highlights the connection between the health and ability of recipients of these services to remain at home.

Meals on Wheels America has more than two million staff members and volunteers who deliver meals to frail, homebound, or isolated older adults. The organization notes on its website that it serves “virtually every community in America,” and provides funding, leadership, education, research, and advocacy support. For more information, listen to the Exploring Rural Health podcast episode Meals on Wheels and Rural Communities, featuring Carter Florence and Shon Gress.

For more information about nutrition programs for rural older adults, see the Rural Hunger and Access to Healthy Food topic guide.

Where can I find information on community-based transportation services?

People in rural areas often have difficulty finding adequate transportation. Those with medical needs requiring specialized care available only in larger communities may find it particularly challenging to access affordable, long-distance transportation to these locations.

The National Aging and Disability Transportation Center (NADTC), a partnership between the Federal Transit Administration, Easterseals, and USAging, promotes transportation availability and accessibility for older adults, people with disabilities, and their caregivers. NADTC provides training and technical assistance, webinars, resources, publications, and community grants to assist organizations that provide transportation to older adults and people with disabilities. The best practice resource, Rural Transportation, presents the experiences of NADTC grantees who developed transportation programs in rural areas.

The National Rural Transit Assistance Program (National RTAP) provides technical assistance, collaboration and free training materials to improve rural and tribal transit programs. Their searchable Directory of Rural Transit Assistance Program Managers provides contact information for RTAP managers in each state who oversee the rural transit programs in their area and can help connect individuals to transportation services.

The National Center for Mobility Management has developed a National Transit Database that includes a list of organizations offering transportation services such as public transit providers, community action agencies, senior centers, and others. These organizations can help individuals connect with transportation services in their area.

For more information, see the Transportation to Support Rural Healthcare topic guide, the Rural Transportation Toolkit, or listen to the Exploring Rural Health podcast episode Public Transportation’s Role in Rural Healthcare Access with Carol Wright Kenderdine.

Last Updated: 3/11/2024
Last Reviewed: 2/28/2024